Free tool — FY 2025-26

HRA Exemption Calculator

Section 10(13A) — enter your salary and rent details to find the exact HRA exemption you can claim under the old tax regime.

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Your HRA exemption

HRA exemption you can claim
₹0
How this is calculated HRA exemption is the lowest of: (1) actual HRA received, (2) 50% of basic salary for metro / 40% for non-metro, (3) actual rent paid minus 10% of basic salary.

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About HRA exemption

No. HRA exemption under Section 10(13A) is available only under the old tax regime. If you opt for the new regime, you cannot claim HRA exemption — but you also don't need to pay rent or maintain any documents for it.
If HRA is not part of your salary structure, you cannot claim the standard HRA exemption under 10(13A). However, you may be able to claim a deduction under Section 80GG if you pay rent and don't receive HRA. A CA can advise on which applies to you.
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